Terms and Conditions

1. Agreement to Terms

By accessing and using our burial coverage qualification service, you agree to be bound by these Terms and Conditions and our Privacy Policy. If you do not agree to these terms, please do not use our service.

2. Service Description

Our service provides a qualification platform to help individuals determine their eligibility for burial and final expense insurance coverage. We connect qualified individuals with licensed insurance agents and providers.

What We Provide:

• Pre-qualification assessment for burial coverage
• Connection with licensed insurance agents
• Information about available coverage options
• Educational resources about final expense insurance

3. Eligibility and Qualification

To use our service, you must:

• Be at least 18 years of age
• Be a legal resident of the United States
• Provide accurate and truthful information
• Meet the specific age and health criteria for the insurance products

4. Information Accuracy

You agree to provide accurate, current, and complete information during the qualification process. Providing false or misleading information may result in:

• Disqualification from our service
• Denial of insurance coverage
• Cancellation of any issued policy
• Legal consequences as applicable

5. Privacy and Data Protection

We take your privacy seriously. Your personal information is collected, used, and protected in accordance with our Privacy Policy. By using our service, you consent to the collection and use of your information as described in our Privacy Policy.

6. Third-Party Services

Our platform may connect you with third-party insurance companies and agents. We are not responsible for:

• The actions or omissions of third-party providers
• The terms and conditions of insurance policies
• Claims handling or customer service by insurance companies
• Premium rates or coverage limitations

7. Disclaimers

No Insurance Advice

We do not provide insurance advice, recommendations, or counseling. Our service is limited to qualification assessment and referrals to licensed professionals.

No Guarantee of Coverage

We do not guarantee that you will qualify for or obtain insurance coverage. Final decisions are made by insurance companies based on their underwriting guidelines.

Information Accuracy

While we strive to provide accurate information, we make no warranties regarding the completeness or accuracy of information provided through our service.

8. Limitation of Liability

To the fullest extent permitted by law, we shall not be liable for any direct, indirect, incidental, special, or consequential damages arising from:

• Use of our qualification service
• Inability to obtain insurance coverage
• Actions of third-party insurance providers
• Technical issues or service interruptions

9. User Conduct

You agree not to:

• Use our service for any unlawful purpose
• Provide false or misleading information
• Attempt to circumvent our qualification process
• Interfere with the operation of our service
• Use automated systems to access our platform

10. Termination

We reserve the right to terminate or suspend your access to our service at any time, without notice, for any reason including violation of these terms.

11. Changes to Terms

We may update these Terms and Conditions from time to time. Changes will be posted on this page with an updated "Last Updated" date. Your continued use of our service after changes constitutes acceptance of the new terms.

12. Governing Law

These Terms and Conditions are governed by and construed in accordance with the laws of the United States and the state in which our business is incorporated, without regard to conflict of law principles.